Hospitality Merchant Services
Hotels and stays mix deposits, card-on-file, and final settlement. CMS compares Flat Rate, Surcharge, and Cash Discount around how guests actually pay—from booking to checkout.
What usually changes what you pay
In hospitality, ticket size, how customers pay, and debit versus credit mix can move your real cost more than a advertised “flat” plan admits. Use the points below as a checklist when you compare options.
- Deposits and final settlement
- Card-on-file holds
- In-person vs remote payments
- Average stay / ticket size
Good to know
These notes are written for business owners. They explain what CMS looks at before recommending Flat Rate, Surcharge, or Cash Discount for this industry.
- Authorization, deposit, and final settlement are not the same as a simple retail sale—your comparison should reflect that.
- Card-on-file and delayed settlement belong in the offer story, not under a pretty flat rate that ignores them.
- Surcharge and Cash Discount follow your confirmed state and guest-facing disclosure rules.
- CMS may review volume yearly and adjust as you grow—said plainly when it applies.
Flat Rate · Surcharge · Cash Discount
Hospitality is not one swipe rate. CMS reviews deposits, final settlement, and in-person mix, then steers toward Flat Rate, Surcharge, or Cash Discount with modest, believable savings.
- CMS Flat Rate
- CMS Surcharge Program
- CMS Cash Discount Program
Market comparisons use verified plan totals. A lower rate on a different monthly plan is treated as a separate plan, not a blind swap.
Pricing only. CMS does not recommend a terminal, POS, gateway, or partner platform on this page.
Compare My Options →Nevada operators
Running a hospitality business in Nevada — including Las Vegas Strip and neighborhood spots — means tips, guest mix, and busy nights can change what you really pay. Compare Flat Rate, Surcharge, and Cash Discount with local guidance on the Nevada hub, then start a review with Nevada prefilled.