National merchant payments

Compare How You Process. Keep More of What You Earn.

CMS helps U.S. businesses save on card processing with three clear options — Flat Rate, Surcharge, or Cash Discount. Upload a recent statement or tell us about a new business, and we show side-by-side monthly estimates in plain language. When the numbers work, you keep more of every ticket.

No obligation. Estimates only. Final pricing is confirmed before activation for your Merchant Account.

Start with your current statement.

Upload a PDF or photos of your processing statement. CMS walks you through Upload · Compare · Save and only shows estimated monthly savings when every pricing check passes.

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Three ways to save

Pick the option that keeps more in your pocket.

Every CMS estimate is about savings. Choose Flat Rate for a clear percent + per-transaction fee, Surcharge when customers can help cover eligible credit, or Cash Discount when cash and check get a posted break. Upload a statement or start fresh and see how much you could keep each month.

Clear % + fee

Option 1 — Flat Rate

One clear Flat Rate for credit and debit — a percent plus a small per-transaction fee (card-not-present has its own rate when it applies). See what you pay today next to a CMS estimate built to help you keep more of every ticket.

  • Market-style % + ¢
  • Credit + debit same Flat Rate
  • Big savings when the math works
See how you save →

Customers help cover credit

Option 2 — Surcharge

Keep cash prices the same. Eligible credit adds 3% (where your state allows). Debit stays off surcharge — so many merchants cut what they pay out of pocket.

  • Shift credit cost to the card
  • Debit never surcharged
  • Often the biggest monthly savings
See how you save →
Based in Nevada

Merchant services for Nevada businesses

CMS is based in Nevada and helps Las Vegas, Henderson, Reno, and statewide merchants compare Flat Rate, Surcharge, and Cash Discount in plain language — then Upload · Compare · Save.

Nevada · Flat · Sur · Cash

Start local, compare clearly

See what is available for Nevada operators, then run a statement review or new-business estimate with state prefilled.

Nevada merchants: (725) 261-7060

Nevada hub →

Las Vegas merchant services →

Henderson merchant services →

Reno merchant services →

Get Started?state=NV →

Ready to start?

Compare your processing options.

Existing merchant or new business — CMS shows Flat Rate, Surcharge, and Cash Discount side by side so you can see where the big savings are before you enroll.

Get Started Today →