One simple rate
Option 1 — Flat Rate
One easy rate for every card sale. See what you pay today next to a clear CMS estimate — built to help you keep more of every ticket.
- Easy to compare
- Credit + debit in one number
- Big savings when the math works
National merchant payments
Compare How You Process. Keep More of What You Earn.
CMS helps U.S. businesses save on card processing with three clear options — Flat Rate, Surcharge, or Cash Discount. Upload a recent statement or tell us about a new business, and we show side-by-side monthly estimates in plain language. When the numbers work, you keep more of every ticket.
No obligation. Estimates only. Final pricing is confirmed before activation for your Merchant Account.Start with your current statement.
Upload a PDF or photos of your processing statement. CMS walks you through Upload · Compare · Save and only shows estimated monthly savings when every pricing check passes.
Start My ReviewThree ways to save
Pick the option that keeps more in your pocket.
Every CMS estimate is about savings. Choose Flat Rate for one simple number, Surcharge when customers can help cover eligible credit, or Cash Discount when cash and check get a posted break. Upload a statement or start fresh and see how much you could keep each month.
Customers help cover credit
Option 2 — Surcharge
Keep cash prices the same. Eligible credit adds 3% (where your state allows). Debit stays off surcharge — so many merchants cut what they pay out of pocket.
- Shift credit cost to the card
- Debit never surcharged
- Often the biggest monthly savings
Reward cash & check
Option 3 — Cash Discount
Posted prices already include cards. Cash and check get 3.5% off (where allowed). A simple way to keep more when customers pay cash.
- Clear posted prices
- Cash/check save at the register
- Separate from surcharge
Based in Nevada
Merchant services for Nevada businesses
CMS is based in Nevada and helps Las Vegas, Henderson, Reno, and statewide merchants compare Flat Rate, Surcharge, and Cash Discount in plain language — then Upload · Compare · Save.
Nevada · Flat · Sur · Cash
Start local, compare clearly
See what is available for Nevada operators, then run a statement review or new-business estimate with state prefilled.
Ready to start?
Get Started Today →Compare your processing options.
Existing merchant or new business — CMS shows Flat Rate, Surcharge, and Cash Discount side by side so you can see where the big savings are before you enroll.