Three ways to savePick the option that keeps more in your pocket.
After you compare and save with a statement review, CMS shows Flat Rate (clear percent + fee), Surcharge (customers help cover eligible credit), and Cash Discount (cash/check get a posted break) side by side — so you can see how much you could keep each month.
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Clear % + fee
Option 1 — Flat Rate
One clear Flat Rate for credit and debit — a percent plus a small per-transaction fee (card-not-present has its own rate when it applies). See what you pay today next to a CMS estimate built to help you keep more of every ticket.
- Market-style % + ¢
- Credit + debit same Flat Rate
- Big savings when the math works
See how you save →2
Customers help cover credit
Option 2 — Surcharge
Keep cash prices the same. Eligible credit adds 3% (where your state allows). Debit stays off surcharge — so many merchants cut what they pay out of pocket.
- Shift credit cost to the card
- Debit never surcharged
- Often the biggest monthly savings
See how you save →3
Reward cash & check
Option 3 — Cash Discount
Posted prices already include cards. Cash and check get 3.5% off (where allowed). A simple way to keep more when customers pay cash.
- Clear posted prices
- Cash/check save at the register
- Separate from surcharge
See how you save →