See what you're really paying to accept cards.
CMS Statement Review is a free, no-obligation review of your card processing statement: upload it and see your total fees and effective rate, compared with Flat Rate, Surcharge and Cash Discount.
Processing statements are hard to read on purpose. CMS Statement Review turns your PDF or photos into a clear picture of monthly volume, fees, and effective rate — then compares Flat Rate, Surcharge, and Cash Discount, or request a Custom Rate, so you can see where you could save.
Review Your Statement Now →Last reviewed:
Example layout only. Your results come from your uploaded statement.
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First we look past the summary box. Statement sections labeled “Fees” or “Service Charges” are not assumed to mean the same thing on every processor. CMS classifies what you are paying today, then builds a side-by-side comparison of Flat Rate, Surcharge, Cash Discount, and Custom Rate.
Estimated savings only appear when every pricing check passes. Final pricing and program availability are confirmed before activation for your Merchant Account.
Review Your Statement Now →A clear monthly picture
You see what you pay today next to CMS options in everyday language — focused on savings, not jargon. Setup details stay in your private merchant record until you choose to move forward.
Nevada merchants
CMS Card Services is based in Las Vegas, Nevada. If you operate in Las Vegas, Henderson, Reno, or elsewhere in the state, start with Nevada guidance, then upload your statement with state prefilled. Prefer to talk first? Nevada merchants: (725) 261-7060.
Nevada merchant services — Flat Rate, Surcharge & Cash Discount →
Nevada city pages: Las Vegas · Henderson · North Las Vegas · Reno · Sparks · Carson City — or the Nevada hub
New to statements? Read How to read a processing statement.
Statement review questions
What is a merchant statement review?
A statement review reads your monthly card processing statement and shows your total card volume, total fees and effective rate (total fees divided by total volume). CMS Statement Review then compares Flat Rate, Surcharge and Cash Discount side by side.
Is the CMS Statement Review free?
Yes. There is no cost and no obligation. Estimated savings only appear when every pricing check passes, and final pricing is confirmed before activation.
What do I need to upload?
One recent monthly statement from your current processor, as a PDF or clear photos of every page. More months can help if your sales are seasonal.
Why is my processing statement so hard to read?
Statements mix interchange (set by the card networks), network assessments and processor markup, often under different labels on each processor. See our guide on how to read a processing statement for a line-by-line walkthrough.
Can CMS Card Services review statements for Nevada businesses?
Yes. CMS Card Services is based in Las Vegas and reviews statements for businesses across Nevada and other states. Nevada merchants can call (725) 261-7060.