Option 1
Flat Rate
Flat Rate gives professional offices one predictable rate; card-not-present has its own rate when it applies.
Nevada Flat Rate →Nevada · Carson City
Merchant Services in Carson City, NV — Flat Rate, Surcharge, Cash Discount & Clover
CMS Card Services provides merchant services to Carson City, Nevada businesses: Flat Rate, Surcharge and Cash Discount card processing, Clover POS, and a free statement review, by phone at (725) 261-7060 or online.
Already taking cards? Upload · Compare · Save. New business? Start with your industry and expected volume.
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Doing business in Carson City
Carson City is Nevada’s capital and a consolidated city-county, so it is not part of any other county. State government, the Nevada Legislature (which meets in regular session in odd-numbered years) and the professional offices that work with them shape much of the local economy.
Law, accounting, consulting and other professional firms often bill by invoice and take card payments by phone or online, while restaurants and shops along Carson Street and contractors across the area take mostly in-person payments. The right program depends on that mix.
Carson City merchants get the same programs and statewide review process, by phone at (725) 261-7060 or online.
Who this Carson City page is for
- Law, accounting and consulting firms that invoice clients
- Restaurants and retail along Carson Street
- Contractors and home-service businesses
- Outdoor-recreation and visitor businesses serving the Tahoe and Carson Valley area
Clover POS in Carson City
Hardware with your pricing program
Professional offices may only need invoicing or a virtual terminal. Restaurants and shops often choose a Clover countertop or handheld system.
CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
Three programs for Carson City merchants
The percentages differ on purpose so the programs are never the same offer with a new label.
Option 2
Surcharge
Surcharge can offset credit cost on larger invoices. The CMS Surcharge is 3% on credit cards only, never debit or prepaid. In Nevada it must be clearly disclosed (posted at the entrance and point of sale and shown on the receipt) and stay within card-brand rules and Nevada law.
Nevada Surcharge →Option 3
Cash Discount
Cash Discount fits counters that post card-inclusive prices and reward cash or check (about 3.5% off).
Nevada Cash Discount →CMS Card Services confirms your signage, receipt wording and state and card-brand requirements before anything goes live. This is general information, not legal advice. Rules can change; CMS Card Services confirms current requirements during enrollment.
Official sources
Not sure which fits? Read Surcharge vs Cash Discount vs Flat Rate or Is surcharging legal in Nevada?
Questions
Carson City merchant services FAQ
Does CMS Card Services serve Carson City businesses?
Yes. CMS Card Services works with Carson City merchants by phone and online. Call (725) 261-7060 or start a statement review.
Can a Carson City law or accounting firm take card payments by invoice?
Yes. Card-not-present and invoice payments are available. They price differently from in-person sales, so CMS Statement Review compares programs using your actual mix.
Can a professional office add a surcharge to client card payments?
Possibly, for eligible credit cards. The CMS Surcharge is 3% on credit cards only, never debit or prepaid. In Nevada it must be clearly disclosed (posted at the entrance and point of sale and shown on the receipt) and stay within card-brand rules and Nevada law. Some professions have their own rules on client fees, so check with your licensing body. This is general information, not legal advice.
Does CMS Card Services offer Clover in Carson City?
Yes. CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
Is Cash Discount allowed in Nevada?
Nevada law (NRS 97A.210) says a card issuer may not prohibit a merchant from offering a discount for paying by cash, check or similar means. CMS Card Services reviews how prices are posted before go-live.
Next step for Carson City merchants
Already processing? Open CMS Statement Review (Upload · Compare · Save). New to cards? Start at Get Started with Nevada prefilled. Learn how to read a processing statement.