Option 1
Flat Rate
Flat Rate suits offices that want one predictable rate on every card, debit included.
Nevada Flat Rate →Nevada · Henderson
Merchant Services in Henderson, NV — Flat Rate, Surcharge, Cash Discount & Clover
CMS Card Services provides merchant services to Henderson, Nevada businesses: Flat Rate, Surcharge and Cash Discount card processing, Clover POS, and a free review of your current processing statement, from our Las Vegas office.
Already taking cards? Upload · Compare · Save. New business? Start with your industry and expected volume.
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Doing business in Henderson
Henderson is Nevada’s second-largest city and is largely residential and suburban, with neighborhood shopping centers across Green Valley, Anthem and Inspirada, the Water Street District downtown, and resort and dining areas around Lake Las Vegas.
That mix means many Henderson merchants serve repeat local customers: dentists and medical offices, salons and fitness studios, family restaurants, and home-service contractors. Local regulars often pay with debit, which matters when you compare programs, because debit and prepaid are never surcharged.
Henderson is a short drive from our Las Vegas office on W Charleston Blvd, and we can walk through a statement by phone at (725) 261-7060.
Who this Henderson page is for
- Medical, dental and professional offices with appointment-based billing
- Salons, spas and fitness studios with recurring local clients
- Neighborhood restaurants and cafés in shopping centers
- Contractors and home-service businesses that take payments in the field or online
Clover POS in Henderson
Hardware with your pricing program
Appointment and service businesses often need invoicing, card-on-file or a simple countertop device. Clover options are available through CMS Card Services.
CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
Three programs for Henderson merchants
The percentages differ on purpose so the programs are never the same offer with a new label.
Option 2
Surcharge
Surcharge can offset credit card cost for service businesses with larger tickets. The CMS Surcharge is 3% on credit cards only, never debit or prepaid. In Nevada it must be clearly disclosed (posted at the entrance and point of sale and shown on the receipt) and stay within card-brand rules and Nevada law.
Nevada Surcharge →Option 3
Cash Discount
Cash Discount works for counters that post card-inclusive prices and want to reward cash or check (about 3.5% off).
Nevada Cash Discount →CMS Card Services confirms your signage, receipt wording and state and card-brand requirements before anything goes live. This is general information, not legal advice. Rules can change; CMS Card Services confirms current requirements during enrollment.
Official sources
Not sure which fits? Read Surcharge vs Cash Discount vs Flat Rate or Is surcharging legal in Nevada?
Questions
Henderson merchant services FAQ
Does CMS Card Services serve Henderson businesses?
Yes. CMS Card Services works with Henderson merchants from its Las Vegas office at 4676 W Charleston Blvd. Call (725) 261-7060 or start a statement review online.
What is the best payment program for a Henderson medical or dental office?
It depends on your card mix and how you bill patients. Many offices compare Flat Rate with Surcharge. CMS Statement Review shows the estimated monthly cost of each side by side from your own statement.
Can I surcharge debit cards in Henderson?
No. Debit and prepaid cards are never surcharged. The CMS Surcharge is 3% on credit cards only and must be clearly disclosed.
Can I get Clover in Henderson through CMS Card Services?
Yes. CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
Is Cash Discount allowed in Nevada?
Nevada law (NRS 97A.210) says a card issuer may not prohibit a merchant from offering a discount for paying by cash, check or similar means. CMS Card Services reviews how your cash and card prices are posted before go-live.
Next step for Henderson merchants
Already processing? Open CMS Statement Review (Upload · Compare · Save). New to cards? Start at Get Started with Nevada prefilled. Learn how to read a processing statement.