Option 1
Flat Rate
One clear blended rate for card sales — strong when guest experience stays simple.
Nevada Flat Rate →Nevada · North Las Vegas
Merchant services in North Las Vegas — Flat Rate, Surcharge & Cash Discount
CMS helps North Las Vegas businesses — Aliante and Centennial corridor retail, industrial and logistics shops, Nellis-adjacent service companies, neighborhood restaurants, clinics, auto shops, and growing residential SMBs — compare Flat Rate, Surcharge, and Cash Discount in plain language. See estimated monthly impact, then Upload · Compare · Save when you already take cards.
Valley industrial, corridor retail, and local SMB — same three programs
North Las Vegas payment mix often looks more everyday than Strip tourism. Weekday warehouse and contractor traffic, lunch counters near industrial parks, clinic appointments, and weekend neighborhood dining drive a steady blend of debit and credit. CMS does not invent one rate for every North Las Vegas ZIP — your review is built from a statement or from industry, volume, and how customers pay.
Corridor and industrial operators want a predictable monthly number and clear totals without a long fee speech. Neighborhood SMBs — salons, restaurants, medical offices, and home-service shops — want clear posted prices and honest disclosures. Both paths use the same three customer programs: Flat Rate, Surcharge, and Cash Discount.
Flat Rate gives one clear percent + per-transaction fee for card sales when you want the register experience to stay familiar. Surcharge keeps cash prices the same; eligible credit adds CMS Surcharge 3.00% (state-capped) — debit and prepaid are never surcharged. Cash Discount posts card-inclusive prices and gives cash and check about 3.5% off. The percentages differ on purpose so programs are never the same offer with a new label.
CMS confirms your Nevada operating location and how prices are shown before anything goes live. Local guidance spans Las Vegas, Henderson, and North Las Vegas, with statewide pages for Reno, Sparks, and Carson City.
Who this North Las Vegas page is for
Use this page if you run retail or dining along Aliante and Centennial, a shop serving industrial or logistics customers, a clinic, an auto or home-service business, or any North Las Vegas SMB that wants Nevada-ready Flat Rate, Surcharge, or Cash Discount without backend jargon.
Shift changes and weekend traffic can change credit versus debit mix. That is why CMS compares three programs instead of one headline rate. If Flat Rate keeps the guest path calm, your review shows it. If Surcharge (CMS Surcharge 3.00% on eligible credit, state-capped; never debit or prepaid) or Cash Discount (about 3.5% off card-inclusive posted prices) keeps more, the estimate says so in dollars — statement-built.
You stay on CMS pages for the next steps: Statement Review for existing processors (Upload · Compare · Save), or Get Started with Nevada prefilled for a new-business path. CMS confirms how prices are shown before anything goes live. Prefer to talk first? Nevada merchants can call (725) 261-7060.
Choose a North Las Vegas program guide
Start with the Nevada hub comparison, then open the program that fits how you want prices to feel.
Option 2
Surcharge
CMS Surcharge 3.00% on eligible credit (state-capped); debit and prepaid never surcharged; clear disclosures.
Nevada Surcharge →Option 3
Cash Discount
Card-inclusive posted prices; cash/check ~3.5% off — not a surcharge.
Nevada Cash Discount →Full side-by-side: Which fits? on the Nevada merchant services hub.
Next step for North Las Vegas merchants
Already processing? Open CMS Statement Review — Upload · Compare · Save — then continue with Nevada prefilled. New to cards or ready to enroll? Start at Get Started with state=NV so your review opens in the right place.
CMS confirms your Nevada setup and how prices are shown before anything goes live. Debit and prepaid are never surcharged. Programs use different percentages so Flat Rate, Surcharge, and Cash Discount stay distinct.