Option 1
Flat Rate
Flat Rate gives one clear rate for in-person sales; card-not-present has its own rate when it applies.
Nevada Flat Rate →
CMS Card Services provides merchant services to North Las Vegas businesses, from neighborhood retail to B2B and industrial suppliers: Flat Rate, Surcharge and Cash Discount processing, Clover POS, and free statement reviews.
Already taking cards? Upload · Compare · Save. New business? Start with your industry and expected volume.
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North Las Vegas is its own incorporated city in Clark County, separate from the City of Las Vegas. Alongside neighborhood retail and restaurants in areas like Aliante, it is home to warehousing, distribution and manufacturing, including the Apex Industrial Park area and businesses along the I-15 and I-215 corridors.
Industrial and B2B sellers often take larger tickets, phone or invoice payments and business or purchasing cards. Those transactions can price very differently from a retail counter, so a statement review matters more here than a generic rate sheet. CMS Card Services also has a B2B and midsize path for these merchants.
Local trades, auto shops and quick-service restaurants have a different mix again: more in-person, more debit and smaller tickets.
Counter businesses often use a Clover countertop or handheld device. B2B sellers may prefer a virtual terminal or invoicing instead of a full POS.
CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
The percentages differ on purpose so the programs are never the same offer with a new label.
Option 1
Flat Rate gives one clear rate for in-person sales; card-not-present has its own rate when it applies.
Nevada Flat Rate →Option 2
Surcharge can help B2B sellers with large credit tickets. The CMS Surcharge is 3% on credit cards only, never debit or prepaid. In Nevada it must be clearly disclosed (posted at the entrance and point of sale and shown on the receipt) and stay within card-brand rules and Nevada law.
Nevada Surcharge →Option 3
Cash Discount fits counters with posted prices that want to reward cash or check (about 3.5% off).
Nevada Cash Discount →CMS Card Services confirms your signage, receipt wording and state and card-brand requirements before anything goes live. This is general information, not legal advice. Rules can change; CMS Card Services confirms current requirements during enrollment.
Not sure which fits? Read Surcharge vs Cash Discount vs Flat Rate or Is surcharging legal in Nevada?
Yes. CMS Card Services reviews B2B and midsize processing, including business and purchasing cards and invoice payments. Start with a statement review or call (725) 261-7060.
The programs are the same: Flat Rate, Surcharge and Cash Discount are available across Southern Nevada. North Las Vegas is a separate city for licensing, so use the legal and DBA names on your North Las Vegas business license when you apply.
Yes, when set up correctly. The CMS Surcharge is 3% on credit cards only, never debit or prepaid. In Nevada it must be clearly disclosed (posted at the entrance and point of sale and shown on the receipt) and stay within card-brand rules and Nevada law. This is general information, not legal advice.
Yes. CMS Card Services LLC is an ISO reseller of Fiserv and a CardConnect authorized reseller of all CardConnect products and services, including Clover.
One recent monthly processing statement (PDF or clear photos). CMS Statement Review reads volume, fees and effective rate, then compares programs. Final pricing is confirmed before activation.
Already processing? Open CMS Statement Review (Upload · Compare · Save). New to cards? Start at Get Started with Nevada prefilled. Learn how to read a processing statement.